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"Clients and financial planners were able to blow off the dot.com bubble as a once in a lifetime event, but after 2008 they can't ignore the facts. The 1990's were the aberration, not what is happening now."
"Looking back we can see the buy and hold strategy was a creation of the 80's and 90's but it doesn't work today. People understand that there are times when you need to look at hedging strategies and that can be a positive for advisors who use options."
